Our team of professionals provide effective debt collection for businesses in Oklahoma. It doesn’t matter if you’re running a medical office in downtown Oklahoma City or an electrical company in the suburbs of Tulsa, we can help turn your outstanding unpaid debts from your clients into active income.

Our offices are located in central Oklahoma City but provide debt collection for businesses in Texas, Kansas, Arkansas, Louisiana and Missouri.  Jana Ferrell & Associates is a successful commercial collection agency, well-acquainted with the laws of third-party collections in Oklahoma.

Debt Recovery Experts

We have decades of experience in debt collection for small business on up to large corporations. We work with executives and business owners and have gained insight into the most effective and legal means to get your money.

Our team of debt collection agents are highly trained in the latest technologies required for efficient and effective debt recovery. Because we have extensive experience and knowledge of business collections in Oklahoma, we have great success in small business collections as well as large claims collections.

All our collectors act on your behalf in a professional and legal manner. We daily represent clients in the medical, distribution, financial, service, manufacturing and credit services industries.

Regulations for Oklahoma Collection Agencies

Fair Debt Collection Practices Act (FDCPA) are federal laws providing limitations on what debt collectors can do. It also covers how debt collection is reported on credit reports and works in conjunction with our local Oklahoma Collection regulations. Every collection agency in Oklahoma must adhere to these requirements.

We adhere strictly to the guidelines outlined in both local and federal laws and do not use abusive, unfair or deceptive practices to collect any debts.

• These regulations do cover the collection of:
• Mortgages
• Credit Card Debt
• Medical Debts
• Other debts for personal, household or family purposes.

Please note: the FDCPA does not cover business debts or generally cover collection by the original creditor to whom the debtor originally became indebted. Consumers and debt covered under this act exclude commercial debts. However, we are familiar with the laws for collecting commercial debt and are effective at doing so.

The restrictions we have to follow include:

• Time and place
• Harassment-free
• Representation by attorney

Time and Place

We are required to contact debtors between specific hours, typically not before 8 am or after 9 pm. There are also specific guidelines about where we can contact people.

Harassment Free Collections

The laws are specific about restricting and defining harassment. We work very diligently to maintain a professional and effective collection routine while respecting the law.

Representation By an Attorney

There are guidelines that dictate how to collect from a debtor who is represented by an attorney. We work with other professionals to collect to the full extent of the law. We’re accustomed to working with attorneys and know the ropes of collections through the legal system. We also work in tandem with our own legal counsel to ensure all our collections agents, policies and strategies are above board.

Contact us today and we will design a custom recovery plan that will effectively work for your business. We will deliver exceptional service with absolute integrity and dedicated attention to professional, competent, unsurpassed revenue recovery. Call today and put the momentum of Jana Ferrell & Associates’ debt collection team to work for your company.

Oklahoma Locations: